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Rateplicity Mortgage Corporation
A new and simpler way to get a mortgage that truly works. We have over 14 years of experience and three billion in mortgage origination each year. Our mortgage professionals are one simple call away.
Our most popular services
Foreign National Mortgages
Mortgages for Non-Citizens.
Jumbo Home Loans
Mortgages higher than $647,200.00.
Cash Out Refinance
Non-QM Mortgage
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Customer Satisfaction
Years in the Industry
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A quick overview on our mortgage services
Adjustable Rate Mortgage
An adjustable-rate mortgageĀ (ARM) is a loan that bases itsĀ interest rateĀ on an index, the fed funds rate, or theĀ one-year Treasury bill.Ā
Bank Statement Mortgage
With Bank Statement Loans, borrowers are qualified based upon their ability to repay using 24 month average of deposits.Ā
Cash Out Refinance
A cash-out refinance can help use the money you have already paid into your mortgage to do things like cover repair bills, or eliminate standing student or medical loans.
Conventional Loan
These are a great choice for homeowners,Ā since they offer lower costs than many other loans. These loans come in all shapes and sizes.
Debt Consolidation
This is an installment loan with repayment terms usually lasting two and five years. They are used to combine your existing debts into a single debt with one monthly payment.
FHA Loan
This loan is popular among first time home buyers because they allow down payments of 3.5% for credit scores of 580+.
Fixed Rate Loan
This is attractive to borrowers who donāt want their interest rates fluctuating over the term of their loans, potentially increasing their interest expenses and mortgage payments.
Foreign National Mortgage
The Foreign National program allows non-citizen borrowers the opportunity to invest in real estate in the United States. It is also a great option for purchasing a vacation home!
Home Purchase Loan
Get a home loan in 4 easy steps. A new and simpler way to get a mortgage that truly works. The most efficient mortgage process youāll ever experience.
Jumbo Loan
This is a great option for affluent clients interested larger houses or properties in high-value areas. If you are in this category, this product is for you.
No Income Verification Loan
This loan is perfect if you have a high DTI or a hard time showing income. The other positive attribute of this type of loan is that Gift Money is allowed.
Rate and Term Refinance
This gives you options to lower your rate, bring in cash to lower your principal loan balance or pay off your loan faster.Ā
Refinance
Need to secure a better rate or term or get cash out on your home equity? You can consolidate other debts into your mortgage lowering monthly debt obligation.
Reverse Mortgage
If you are over the age of 62, you can eliminate your monthly mortgage payment. This increases your monthly cash-flow so you can enjoy your retirement.
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